About the agency
Where is St. Clair Insurance Agency located?
Our office is at 11111 N Scottsdale Rd, Suite 110, Scottsdale, AZ 85254. Get directions on Google Maps.
What are your office hours?
Monday to Friday, 8:30 AM to 5:30 PM. We're closed Saturday and Sunday, but weekend appointments are available.
Who is the agent?
Sean St. Clair is a licensed insurance agent (agent license #5690335) who has been appointed with Farmers for over 21 years. He works with customers one on one and explains coverage options in plain language.
What areas do you serve?
We work with customers in Scottsdale, Paradise Valley, Fountain Hills, Phoenix and Buckeye.
What types of insurance do you offer?
Auto, home, renters, condo, business, life, motorcycle and recreational, umbrella and Mexican tourist auto insurance. See all coverage for details on each.
How do I get a quote?
Call (480) 588-9410, email [email protected], use the quote request form on our homepage, or stop by the office. It helps to have driver's license numbers, vehicle details and your current policy's declarations page handy.
Can I bundle policies to save?
Combining auto with home or renters insurance may help lower your overall cost, and bundling discounts are available on motorcycle and recreational coverage.
Do you offer Mexican auto insurance?
Yes. We offer Mexican tourist auto insurance for trips into Mexico, including Rocky Point. Most U.S. auto policies provide little or no coverage there.
Insurance questions
What is the minimum car insurance required in Arizona?
Arizona requires liability coverage of at least $25,000 for injury to one person, $50,000 for injuries per accident and $15,000 for property damage, often written as 25/50/15. That's a legal floor, and many drivers choose higher limits. Read how much auto insurance you actually need.
Does homeowners insurance cover flooding in Arizona?
Usually not. Standard home policies generally exclude flood, so flood coverage is a separate policy. Wind and hail damage from monsoon storms are commonly covered. See Scottsdale home insurance.
Is renters insurance required in Arizona?
Arizona law doesn't require it, but many landlords require it in the lease. It protects your belongings and your liability, often at an affordable price. See Scottsdale renters insurance.
Does my condo HOA's master policy cover my unit?
Partly. Master policies usually cover the building's exterior and common areas, and what they cover inside units varies. A condo policy covers your belongings, your unit's interior and your liability. See Scottsdale condo insurance.
What does an umbrella policy cover?
An umbrella policy adds liability protection above the limits of your auto and home policies, for claims that are bigger than those limits. See Scottsdale umbrella insurance.
What's the difference between term and whole life insurance?
Term life covers you for a set period, such as 10, 20 or 30 years, and usually costs less. Whole life lasts your entire life as long as premiums are paid and builds cash value. Compare them in term vs. whole life insurance.