What renters insurance covers
- Personal property
- Your belongings, from furniture to electronics, after covered events like fire or theft.
- Liability
- Help if a guest is injured in your home, or if you accidentally damage someone else's property.
- Additional living expenses
- Costs like a hotel if a covered loss forces you out of your place.
Is it worth it?
Most people underestimate what their belongings are worth. Add up your clothing, electronics, furniture and kitchen items, and the total grows quickly. Many landlords also require renters insurance as part of the lease.
Read our guide, Why renters insurance is worth it.
Tips for renters
- Make a quick home inventory. Photos or a video of each room make a future claim much smoother.
- Roommates usually need their own policy unless they're named on yours.
- Bundle with auto. Combining renters and auto insurance may help lower your overall cost.
