What we cover
- Motorcycles for commuting, weekend rides and longer trips
- Boats and personal watercraft for days on the lake
- ATVs for off-road adventures
- Travel trailers and motor homes for road trips and camping
Coverage options
- Liability
- Injuries or damage you cause to others while using your vehicle.
- Physical damage
- Collision and comprehensive coverage to repair or replace your vehicle after a crash, theft, fire or storm.
- Uninsured motorist
- Protection if you're hit by a driver with too little insurance, or none.
- Custom parts and equipment
- Options for add-ons like custom paint, saddlebags or electronics, depending on the policy.
Save with bundling
Bundling discounts are available when you combine recreational coverage with your other policies.
Coverage that matches how you ride
Arizona's weather means riding and boating season lasts most of the year. Make sure your coverage matches how often and where you use your vehicle. Owners of boats, ATVs and RVs may also want an umbrella policy for extra liability protection.