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Travel · 3 min read

Driving into Mexico? Why you need Mexican auto insurance

Many trips to Rocky Point and beyond start from Arizona. Your U.S. policy usually won't be enough once you cross the border.

Arizona is a short drive from popular destinations in Sonora, like Puerto PeƱasco (Rocky Point). Before you cross, it helps to know that most U.S. auto policies provide little or no coverage in Mexico.

Why a separate policy matters

Mexican authorities generally recognize only insurance written by Mexican-licensed companies. If you're in an accident without it, you could face delays, fines or worse while the situation is sorted out. Having proper coverage can make a stressful situation far smoother.

What to look for

  • Liability coverage that meets Mexican requirements
  • Physical damage and theft coverage for your own vehicle
  • Legal assistance and roadside help
  • Coverage length that matches your trip, from a weekend to a full season

Travel tips

  • Keep a printed copy of your policy in the vehicle.
  • Check your vehicle's registration and any entry requirements before you go.
  • Drive in daylight when you can and use toll roads where available.

We can set up Mexican tourist auto coverage ahead of your trip so it's ready before you reach the border.

This article is general information, not a substitute for advice about your own policy. Coverage, limits and availability vary by carrier and situation.